Mike,
United Healthcare, the largest provider of these plans posted
NET PROFITS of $ 23 Billion in 2023.
They didn't achieve that by approving needed medical care. If
out of network and IF your treatment is approved you will pay
more.
I don't have a Medicare Advantage plan, but with few exceptions,
UHC has been the best one for me, as follows:
1) No co-pay for my prescription drugs.
2) No co-pay for PCP visits (although I may have to pay for lab work).
3) $30 co-pay for specialist visits.
4) 12 medical round trips per year to doctors offices, etc.
5) An allowance that I use to lower my water and trash bill.
Daryl
It is a supplement F from UHC. I have no expenses at all for
doctor visits, medical equipment, and much more. I have a
large payment upfront but no expenses afterwards.
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