• RE: Do doctors like Medicare

    From Mike Dippel@999:1/1 to Daryl Stout on Thursday, February 19, 2026 09:33:34
    On 2/18/2026 5:42 PM, Daryl Stout wrote to Mike Dippel:

    Mike,

    United Healthcare, the largest provider of these plans posted
    NET PROFITS of $ 23 Billion in 2023.

    They didn't achieve that by approving needed medical care. If
    out of network and IF your treatment is approved you will pay
    more.

    I don't have a Medicare Advantage plan, but with few exceptions,
    UHC has been the best one for me, as follows:

    1) No co-pay for my prescription drugs.
    2) No co-pay for PCP visits (although I may have to pay for lab work).
    3) $30 co-pay for specialist visits.
    4) 12 medical round trips per year to doctors offices, etc.
    5) An allowance that I use to lower my water and trash bill.

    Daryl

    When I retired from the city in 2002, I had an insurance rep come to the house to
    discuss my options. The best option was the most expensive out-of-pocket monthly
    premium.

    It is a supplement F from UHC. I have no expenses at all for doctor visits, medical
    equipment, and much more. I have a large payment upfront but no expenses afterwards.

    I DO have to pay for prescription drugs bit I have Wellcare which has no monthly out-of-
    pocket and most prescriptions are free or low cost.

    Mike Dippel

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  • From Daryl Stout@999:1/14 to Mike Dippel on Thursday, March 12, 2026 23:16:13
    Mike,

    It is a supplement F from UHC. I have no expenses at all for
    doctor visits, medical equipment, and much more. I have a
    large payment upfront but no expenses afterwards.

    I dropped WellCare, and went with UHC. I just did an interview on
    their plan the other day, and as a reward, I requested a $100 gift
    card from Papa John's Pizza. I should have that in about a week, and
    that'll give me some extra meals...although the tagline below comes
    to mind. <G>

    Daryl

    ... When told to cut carbohydrates, I sliced a pizza.
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